If you have Bad Credit is it impossible to refinance?
My husband and I got ourself in debit. First off we put off paying our mortgage for a few months. And finally got a letter saying that we were put in to forclosuer. We took a title loan out on our only vehicle and went to the bank to pay off. However the bank said it was to late. And said we needed to contact the lawyers office to make the payment. So we contacted them as well as another company that helps forclosuer that would loan us the full ammount of money needed to pay the lawyers and bring us current and regular with our Bank-Another loan. SO now we have to pay our regular house payment of 800.00 our title loan payment of 800.00 and our 2nd mortgage of 400.00 This will be for the next two years and will leave us pretty much broke each and every month. I want to refinance and pay everything off and just work with 1 payment, my husband doesn’t. One reason is credit. HELP! I need all the advice about this situation as I can get