If the mortgage still call it?

Deal Score0

My husband and I applied for a mortgage and have been approved in principle. The request was the final stage and that the insurer denied the motion. It turns out that nearly 4 years, I had a standard for 2000 euros, although the debt in my name, it was actually my ex-partners debts. My husband has never had any adverse credit and is never late to pay anything, in fact, he never used on its overdraft, unfortunately I am the main breadwinner in the house and go to my name on the application. The loan for the house is not so much (£ 70k) than other mortgages. I appealed against the decision of the bank, I really do not hope my mortgage?
I am currently in a bad financial situation. I have terrible credit and can not even approved for a new credit card to get. My monthly payments on my car and credit cards are processed too much for me. Recently, I even have problems with my mortgage payment. The sad thing is that my mortgage payment is currently only $ 900. I have $ 12,000 on my mortgage and my house is now worth somewhere between $ 600,000 and $ 800,000. I want a capital of $ 100,000. I’ll put that money to pay all debts and college funds to help others of my son. I have a steady income and no problems in transferring money to the loan. Is there a good society is to fund my loan? I’m afraid if I ask too many places I ruin my chances on the loan because I do, that each application has a negative impact on my credit score know. Any help is welcome.

2 Comments
  1. Reply
    Help Is Here!
    January 21, 2011 at 8:22 am

    Not unless you pay this default amount.

  2. Reply
    maxmom56
    January 21, 2011 at 9:08 am

    You don’t have a chance. All credit is incredibly tight right now and virtually no banks are granting home equity loans. Plus, you don’t have the income to repay the loan. If you need to pull money out of the house, you will have to sell it.

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