If the housing market hurt my chances for a refinance?
I bought the house 2 years ago and did not have many options for credit products due to financial and credit (new small businesses). The variable rate comes in around June and I’m planning to refinance. My financial situation is better and I took distance’ve managed to raise my credit score 60-80 points since my original loan. Two questions: 1 How the current mortgage situation effect my ability to refinance? 2 I expect the rate should be, I have an association of local banks and national funders (like Countrywide), or does it make a difference? What is the best strategy to refinance mortgage purchase /? Thank you in advance