I want to refinance my existing mortgage? How do I get the best mortgage?
Deal Score0
Login / Register Submit a deal
No widgets added. You can disable footer widget area in theme options - footer options
Random Posts
- In Florida, how much (or what %) escrow can my mortgage holder legally withhold for taxes & insurance?My mortgage holder pays my hazard & flood insurance in April, and my taxes in November. After taxes were paid, I requested another escrow analysis. It appears that they are withholding way too much money, …
- If i get a £6,000 loan out NOW will it affect me getting a mortgage in 18 months?I may have to get a loan out but i will be able to apply for a mortgage on the keyworkers scheme in 18 months. I was taking out the loan to pay off some …
- We’re buying a home with a FHA loan. We’ve been pre-approved,had our credit pulled, verified our income/debt/?and asset info. The house has been inspected and sellers have agreed to all repair requests (minor issues). The house appraised at higher than the selling price. Now the loan is in front of the …
- asking a creditor to reduce debt amount?Related Posts:How can i reduce debt with just 1 creditor (bank)?asking a creditor to reduce debt amount?Is this the way that a debt consolidation company…Is this the way that a debt consolidation company…Has anyone used …
- I need a mortgage but my credit is HORRIBLE!?I need a mortage but my credit is HORRIBLE due to an overzealous ex-husband and his get rich quick schemes. I have since left the marriage and I am on my own with three children. …
Random Topics
- New collectionsJust had a new collection account*show up on my report and I am going to dispute it but the report that I ran on myfico.com doesn’t show the account number.* How do I get this …
- i"m 27 years old single guy, debt free and have 15k saved up. am i on the right path to financiRelated Posts:i"m 27 years old single guy, debt free and have 15k…When people say "We were debt free 8 years…Is Kevin Trudeau's "Debt Cures" book…What percentage of people do you think are…What is the difference …
- Understanding the processAfter reading the forums for about the last week straight, I finally joined and I’d like to make sure I understand the process before making use of the tactics and tools here. * If there …
- Should I refinance my auto or purchase a new one?My SUV is a 2005 and when I purchased it I got a 12.95% interest due to bad credit. My credit score has greatly improved since. I was debating on rather I should refinance my …
- Transunion FICO – 28 point increase in one month?I checked my TU FICO through my Walmart card today and it says I have a 730 score. I purchased my TU report from here on 6/22 and I had a 702 score. I can’t …
Shop around
Several factors come into play when refinancing a mortgage loan and
obtaining the best mortgage rate. First of all, make sure that there
is enough equity in the home to refinance by researching the recent
sales in your immediate area. With more than enough equity, the
elimination of PMI (private mortgage insurance) is an added benefit.
At this point, if you are able to pursue a refinance, make sure that
your three credit reports are up to date, all errors are eliminated
and payment information is accurate. This will insure the best credit
score for which you will be offered the best mortgage rates.