I want to refinance my existing mortgage? How do I get the best mortgage?
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Several factors come into play when refinancing a mortgage loan and
obtaining the best mortgage rate. First of all, make sure that there
is enough equity in the home to refinance by researching the recent
sales in your immediate area. With more than enough equity, the
elimination of PMI (private mortgage insurance) is an added benefit.
At this point, if you are able to pursue a refinance, make sure that
your three credit reports are up to date, all errors are eliminated
and payment information is accurate. This will insure the best credit
score for which you will be offered the best mortgage rates.