I need to know in someones opinion the best comp for debt consolidation? I need to get a single monthly bill?
Should I go in person or due it over the phone? I’ve heard some companies are scams and other’s are more devious to your credit score. Also, how bad does it effect your credit? How many years does it stay on? Ok, thanks guys!
Unfortunately the big problem I face is with B of A credit cards which are charging over 30% plus are also charging penalties for everything. I’m having many issues with just them. I want to try to avoid it but just in one month they gave me over $ 300 in penalties. I’m very lost as to what to do.