I live and work in a very rich, but I have a very low income. How can I afford to buy a house?
The area where I work, all the houses are too expensive. It is in the Connecticut / New York, and even fewer homes cost $ 500,000 or more with less than one hectare of land. Real Estate is outrageous and is purchased by New Yorkers for the rich and famous New Homes weekend. I currently rent an apartment in New York in a complex of low income of $ 550 per month. I think I can afford a monthly mortgage of up to $ 900 – 1000 $ . But in this market is that not even approach the purchase of a house with a 30-year-Hypothek.Ich love my job and do not want to move and work in a “no expensive “because I am working poor. Of course, I have a roof over your head, but I want my own home. Government programs? Loans to low income? They all exsist but wont do anything for me, if I stay and work in this field because a) can not afford a mortgage I do less than 500,000 loans in dollars, and b) The government didn ‘ will not live and that among the rich conneticut.Wer white, the other options? me, I have decent credit, my FICO score 720.Zwischen around to me and my partner (with 1 child), we have approximately $ 45,000 per year. The monthly payment, I was approached only on my income, compared to what I have to pay rent, car payments, loans and debt of students, etc. I did not include income my partner, because my income is charged for all our combined bills and rent while their income (which is much less than mine) buys all the food and travel Ausgaben.Und random I can not be sought for other areas, or I must find a new job or a 1 hour + for a job, paid $ 15 per hour. I lived 30 minutes. The houses that I can outside the area where I can still keep my job of it.