I have very bad credit and I need to be approved for a mortgage loan. What are my options?

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I am a married man with three kids. I live in the murder capital of the world. (Philly) I am trying desperately to move my family out of the city and away from sinceless crime. I also want my kids to attend better schools. My goal is to move to the suburbs and relocate my family. However I have one problem, my credit is horrible. What can I do? I need help bad!!!!!

2 Comments
  1. Reply
    One Knowing The Truth
    February 23, 2011 at 3:14 am

    Find a local mortgage broker who can write FHA loans. This is from the government and designed to help people in your situation. Good luck!

  2. Reply
    Pravda
    February 23, 2011 at 3:32 am

    Congratulation on making a positive decision to improve your families life! Now, repairing your credit so that you can purchase a home will take knowledge and persistence. Remember it is your Credit history so defend it! It is your honor and name that you are rebuilding so fight for every penny…trust me the credit card companies as well as any company is trying to get every penny out of your family. I know that you need to form a plan of action which involves buying a 3 in 1 credit report so that you can have a starting point of attack. I going to finish this up, I have a link located on my yahoo answers profile that can help you repair your credit…
    It is tough at times but our family fights for every penny!!! be it at the grocery store with coupons or at the bank on overdraft fees…the old saying “you don’t know unless you ask” applies to every situation!

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