I have a collections debt and want to settle but the company seems like a scam, what should I do?
Well I owe this debt from an apartment lease broken back in 2005. It’s just now caught up with me so I called the company that owns the debt to settle and they agreed. Just being cautious and making sure that the company doesn’t sell the remainder debt to another company, I demanded a settlement letter stating my judgment, damages and attorney fees are settled with that apartment complex, the rep got an attitude and said he wouldn’t deal with me and could not do that. He had his manager call me back who rudely said I must pay by the deadline or the amount will go up then promptly hung up. I’ve called the court, the apartment complex and neither of them know who this collection agency is BUT the collections agency the apartment deals with did claim they sold the debt to this business that I’m dealing with. So anyway, I went to the apartment complex today and they sat with me as I called the collections agency. The same jerk answered and after I told him who I was and that I’m ready to make the payment at the apartment office and would like a faxed settlement letter, they immediately hung up. I called back and they hung up again. The third time I called back I got their after hours voice mail. I am at a loss at what to do. I want to rectify this situation but can’t seem to because the people I’m dealing with seems like a scam. BUT the apartment complex and court both state I need to pay the collections people because the account was sold. I do not trust them. What should I do?????????????????????