I can not get a loan to save my life, and we have perfect credit.?
I have a strange situation. My credit score is 810 and my wife is the 790th We accept no debt at all for our mortgage, which is due to over 500K. I make about 800K 400K by Jahr.Wir have to ask about a house and can not get a loan to save our lives. We’ve been waiting to go to the market and down and down and now some of these dream homes (1.2 to 1.9, funding 800K) are within our reach, and put an offer on one of them only to discover that there is NO Jumbo loan programs for everyone. I live in the Northwest region, and make money and great for the last 5 years. What should I do? Put a little cash at the bottom of our homepage this great rate of 5.5% and my mortgage payment from 4700.00 per month by mid-2000? Or should I try to find a hard money lender and walk to the big house (we have 3 children and another on the way )…. HELP. BTW-please do not hate us. I know we’re in a good position, but honestly, I have my whole life until recently, the poor. get my story straight? Listen Missy, I ask for help if you do not have any, then closed sie.Natürlich if income from my group is 800K per year on average, tax bills, mortgages, health spending, vacation , food, etc. .. I write. I do not make 800K a year and then just put in the bank. Damn. I knew it was a bad idea.