How soon after you file for Bankruptcy can you get a mortgage loan?

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  1. Reply
    May 16, 2011 at 5:19 am

    7 years i believe

  2. Reply
    May 16, 2011 at 6:03 am

    Technically you can apply anytime after but lenders usually want a 2 year gap from the bankruptcy. Lending money is a risk a that the lender takes upon themselves with you.
    Find yourself a good mortgage broker and let him do the work in finding you a loan as they have access to many loan programs we dont know about. For example I found out that Chase has a special mortgage program for police officers and fire fighters. (My cousin is a mortgage broker.)

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