HOw much would home insurance cost on a 1975 mobile home?

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  1. Reply
    June 26, 2011 at 10:29 am

    I don’t know of anyone who will give you coverage, on a 35 year old mobile home. One that old, has depreciated to NO value. It’s worthless – so no one will sell you insurance for it.

    You could probably still get RENTERS insurance, to cover your liability and contents – but the structure, you’re going to have to self insure that.

  2. Reply
    June 26, 2011 at 11:22 am

    It depends on where the home is located. No one is going to give you replacement cost coverage on the home. All your going to get is Actual Cash value. So unless you’re living in the Taj Mahal of mobile homes the depreciated value has probably reached the point where it’s at scrap value. However mobile home policies do have coverage for Contents and Liability, which are important as well, so it’s still worth considering getting a policy.

  3. Reply
    June 26, 2011 at 12:19 pm

    You can easily check your quotes in internet, for example here –

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