How much of a mortgage loan would I qualify for?

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I make 43,000 a year and my credit score is 712. I have $ 6800 total debt which includes includes my car note and credit cards. My monthly expense including car payment is $ 800.

7 Comments
  1. Reply
    Ashley D
    April 30, 2011 at 1:26 am

    Wow, you’re really broke!! I doubt you’d qualify for much ($ 20,000 or less). I sure wouldn’t want to lend you anything if I was a bank.

  2. Reply
    jlf
    April 30, 2011 at 1:46 am

    There are many “mortgage calculator” tools on the internet that can give you an idea. The only way to really know is to see a lender for preapproval.

  3. Reply
    Judy
    April 30, 2011 at 1:51 am

    Ask your bank, but maybe around $ 100K-120K

  4. Reply
    Bobby
    April 30, 2011 at 2:11 am

    At least 1 milion dollars. Ignore miss Ashley, as she does not know what she’s talking about, Ain’t that right miss Ashley? Ashley you are a pessimitic
    dumb a-s. Now go crawl in your closet you little retard. You’re avatar does not fool me either, i would bet you are an ugly fat bitch. don’t cry now fatty slob…………

  5. Reply
    v b
    April 30, 2011 at 2:26 am

    The car note is 22% of your gross income.

    Total debt guidelines is say, 40% for all debt. 40-22 = 18% left for other debt. In theory you could afford a loan payment if it was $ 645. So at low interest rates, *maybe* $ 70,000.

  6. Reply
    Taylor
    April 30, 2011 at 2:57 am

    All mortgage loans are not created equal. If you are looking for a loan, you have probably discovered the array of loan types and options. It can be confusing forthe first-time borrower and even for those with more experience!

  7. Reply
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    April 30, 2011 at 3:15 am

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