How is Ditech with their mortgage loans compaired to other companies?

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I’m in the process of buying my first house. I live in Northern CA and have heard from a few people to go with Ditech for a mortgage loan but I am just a bit worried because it doesn’t seem like I would be able to sit down and talk to a real person. It seems most of it is done over the phone.

Has anyone had any good or bad experiences with them?

  1. Reply
    May 1, 2011 at 8:08 am

    they are the ones affiliated with gmac? most mortgage companies are all the same.. they want your business but as soon as they get it your a number on the page. watch out for when they offer you the arm loan. they will try and get you there. you should really talk to someone you trust about this and not ask questions on the internet about your mortgage. that would be my suggestion. talk with your real estate agent. they help ppl get the right hook ups with financing all the time. they should have a preferred lender that they work with

  2. Reply
    Steven B
    May 1, 2011 at 8:24 am

    I’m a loan officer in california please don’t use them there are so many better lender out there for you to choose from you’ll just end up disappointed and that will reflect on all of us who work so hard to give great customer service..

  3. Reply
    Jay S
    May 1, 2011 at 9:01 am

    Ditech and Quicken both have a reputation for taking money upfront without making sure you qualify for a loan. They will refer to it as a rate lock fee but really its a gimmick to get the consumer to commit to using them. The other issues I have heard from clients has to do with their appraisals coming in way under value and blowing the deal.

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