How do you get a mortgage if you’re self employed?
I have 10% downpayment and the loan is for 110,000.
My credit scores are 775, 653, and 629.
The montly payment on the mortgage would be at around 800.00 a month.
My current montly rent is 1600 plus all the utilities.
*I don’t have proof of income.
I have a large amount of write offs, so that is the dilemma of the self employed.
My income before taxes looks bad. I do it on purpose so I don’t have to pay a lot of taxes.