How do I remove a false debt from my credit report?
My husband & I rented an apartment for 2 years. When we moved out we rec’d a bill for $ 1400 to replace the carpet and other small repairs such as nail holes in the wall, a lanai blind & paint damage to the ceiling?????. The carpet had only normal wear n’ tear, nothing that needed to be replaced. We disputed the bill & they still sent us to a collection agency. I’ve written letters to the BBB, the parent co. of the rental community & the credit bureaus, all to no avail. When we vacated the apartment they never asked us to do a walk-through & shame on us for not requesting one-this was our 1st apartment. Now it’s come time to move again & we cannot get a mortgage or another lease w/ this on our credit-it looks like we didn’t pay rent. We were not required to leave a security deposit but they did collect a $ 250 redecorating fee which stated in the lease is supposed to be applied to minor repairs. How do I get this to go away? I feel like I’m being extorted for $ $ .