How do I refinance? Loans at 95%? Other options? ?

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I own a home with my mom. I want to sell the home fully to my mother and take my name off the mortgage. I would also like my share of the equity. It is a small house, the house is appraised at 68k and we own 59K. We are at 86% and so refinancing would eat a lot of the equity in charges. Are there banks that loan 95%, are there any good options for selling the house without eating the equity up in closing costs. Any sound advice would be great. Thanks

1 Comment
  1. Reply
    golferwhoworks
    May 4, 2011 at 1:08 am

    FHA will cash out to 95% with decent credit

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