How do I know that I got the best deal in my home mortgagerefinancing?

Deal Score0

On June 4th I signed the paperwork for my home refinancing for the amount of $ 415000 at 6% fixed interest rate for 15 years.My credit rating is excellent, home appraisal and my income are excellent.I paid $ 2000 (title,appraisal,doc.fee..)for closing costs with 0% points..Is my rate deal good? IAre the closing costs reasonable? Is there any database on mortgage loan transactions to analyze and compare?

  1. Reply
    January 22, 2011 at 11:48 pm

    There is no database on closing costs I know of, best thing is to call other mortgage companies and ask how much theirs would be. For PA it looks like you got a good deal, depending on the title insurance and riders.

  2. Reply
    January 22, 2011 at 11:55 pm

    Why are you asking this after the fact?


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