How do I get a grant for first time home owner?

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Im a single black female with a great job and three chidren and wondering about a grant for a home.

  1. Reply
    August 26, 2013 at 8:15 am

    You can look up current rates and other useful information at

  2. Reply
    August 26, 2013 at 9:09 am

    Search the web for home grants and the requirements.
    Talk to local realters, as they usually know what is available in your area.

  3. Reply
    August 26, 2013 at 10:08 am

    if have great job should qualify for loan & not need grant hand-out.

  4. Reply
    August 26, 2013 at 10:55 am

    From the HUD website here are the available grants on housing. Check if you can qualify for any of them

    Assisted Living Conversion Program for Eligible Multifamily Projects
    Brownfields Economic Development Initiative
    Community Development Block Grant Program for Indian Tribes and Alaska Native Villages (ICDBG)
    Community Development Technical Assistance (TA)
    Homeless TA
    Youthbuild TA

    Fair Housing Initiatives Programs Fair Housing — Private Enforcement Initiative (PEI)
    Fair Housing — Education and Outreach Initiative (EOI)

    Healthy Homes and Lead Hazard Control Programs Healthy Homes Studies
    Lead Technical Studies
    Healthy Homes Demonstration
    Lead Hazard Control Program
    Lead Outreach Program
    Operation Lead Elimination Action Program (LEAP)
    Lead Paint Hazard Reduction Demonstration

    Housing Choice Voucher Family Self-Sufficiency (FSS) Program Coordinators
    Housing Counseling Programs Housing Counseling — Local Housing Counseling Agencies
    Housing Counseling — National, Regional, and Multi-State Intermediaries
    Housing Counseling — State Housing Finance Agencies

    Housing Opportunities for Persons with AIDS (HOPWA)
    Public Housing Family Self-Sufficiency
    Public Housing Neighborhood Networks
    Resident Opportunity and Self-Sufficiency (ROSS) Programs Resident Services Delivery Model – Ederly and Persons with Disabilities

    Resident Service Delivery Model – Family-Homeownership

    Rural Housing and Economic Development
    Section 202 Supportive Housing for the Elderly
    Section 811 Supportive Housing for Persons with Disabilities
    Self-Help Homeownership Opportunity Program (SHOP)
    Service Coordinators in Multifamily Housing
    University and College Programs Historically Black Colleges and Universities (HBCUs) Program
    Hispanic-Serving Institutions Assisting Communities (HSIAC) Program
    Alaska Native/Native Hawaiian Institutions Assisting Communities (AN/NHIAC) Program
    Tribal Colleges and Universities (TCUP)


    To apply for any of the above grants, you need to go to and follow their instructions on how the individual can apply for a grant

    The 14.247 HUD Self-Help Homeownership Opportunity Program grant is the most promising for your purposes but its aim is

    “To facilitate and encourage innovative homeownership opportunities through the provision of self-help housing where the homebuyer contributes a significant amount of sweat equity toward the construction of the dwellings.”

    which means you have to buy a rundown property and fix it, and the grant only gives $ 15,000.

    You may want to check further with Catalog of Federal Domestic Assistance which is the database for all grants

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