how can i repair my credit with accounts in collections?

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i have a few accounts in collections and am wondering if there are any good companies out there that can consolidate them by looking up my credit report and help me pay them off. the total owed is about $ 3000 dollars. please thank you.
i am looking for a company that will work with the creditors for me, specific companies not advice on calling up the creditors i want to use a outside company

3 Comments
  1. Reply
    cherry
    November 10, 2011 at 11:05 am

    if you can pay them something in cash you can negotiate what you owe…sometimes as much as 50 percent less than what you owe

  2. Reply
    Mariposa
    November 10, 2011 at 11:52 am

    Save the money you would pay the consolidation companies and resolve the issue yourself. That will be more money that you can use towards your past debt. Listed below is a link which offers free advice and tools such as sample letters to use when contacting your creditors.

  3. Reply
    hendy h
    November 10, 2011 at 12:01 pm

    Step-by-Step Credit Repair Guide: Bad credit can frustrate your efforts at getting a credit. Hence ensure you keep your credit report clean. If there are any errors in the report, undertake credit repair to clear out any errors. This can be tiring and frustrating, but highly rewarding. Though law recognizes and protects your rights, it is your duty to remove any anomalies in

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