How can I help a family budgeting?
How can I reduce the interest rates on credit cards? and less than the minimum payment? I help with a job to non-profit community of people with debt consolidation and budgeting. I’m looking for advice, ideas, strategies and best practices for debt consolidation / credit counseling. Also need help brainstorming for budgeting for people of different ages and lifestyles, including ideas to save on: mortgage / owner of the rental / tenant insurance assets control repairs home / improvement home maintenance, water electricity and natural gas wastewater / oil bill landline cable Internet service to reach food grocery tuition / restaurants / meals Child / snacks support day care insurance alimony / baby sitting (medical, dental, vision) medical expenses / payments fitness (yoga, massage, fitness room) car payments auto fuel / oil car repair / maintenance / Auto Insurance charge transport (tolls, bus, metro) loans student credit cards, other loans clothing / hygiene items, cleaning products household donations (z. B.) KircheGrooming (hair, makeup, others ) any other matter please any help is greatly appreciated!