How can I get my modified Home loan?

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I have good (over 700) credit. I am not behind on my mortgage. I have a fixed rate on my house. But I hear all the advertisements for loan modifications for people in trouble. I am upside down on my mortgage,, How can I get my loan amount reduced?

  1. Reply
    April 29, 2011 at 9:17 pm

    If you want to protect your credit, try to refi.

    Loan mods will damage your credit and add years to the term of the loan.

  2. Reply
    April 29, 2011 at 9:54 pm

    Hello Dear,
    I am Rose Williams, six months ago my only son took ill, he was diagnosed of a heart disease, i was told by the insurance company, that my insurance won’t cover my sons medical care.

    As a mother, i was devastated, owing to the fact that i just lost
    my husband a few years ago, so i started looking for money, because my job was not paying enough to cover my son’s bill, i looked for help from family and friends but there was non coming, i went to the bank and was told that, they could not grant me a loan,because i had no

    Finally, just as i gave up hope on lenders on the Net because of
    scams, i met a lady chaitu from China who told me of Mr. Frank Smith, i tried him and he gave a loan for $ 300,000usd, today my baby boy is doing well, i am not telling you this for you to feel sorry for me, rather i am telling you so that you can help me thank him and if you are ever in need of a loan you can contact him via
    Thanks for reading my testimony, and God bless all the good people.

    Best regards,

    Mrs. Rose.

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