How can I get a personal loan from my home loan?

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I have owned my home for three years but since refi-ing it two more times have close to no equity. With that said, is there a way that I could find a company to give me a medical loan with the house as collateral? My mortgage company wouldn’t do it even though the note has never been late.

4 Comments
  1. Reply
    Steve D
    May 3, 2011 at 11:43 pm

    No…you need to have equity in the house to borrow against. In fact, most banks won’t even start looking at a second mortgage until you are below 80% loan-to-value on the first.

  2. Reply
    itsgallus
    May 4, 2011 at 12:36 am

    Go to the bank and tell them that you want to f-up your life

  3. Reply
    jane
    May 4, 2011 at 1:08 am

    hi
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  4. Reply
    Simon
    May 4, 2011 at 1:15 am

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