Help! Single mom with an upside down payment on a vehicle that needs engine replaced, insurance didn’t accept
In May of 2007 I broke my ride and still own it. In San Antonio 2007 it rained so much, too much, it flooded out my car. So here are the chains of events which lead to my car being an issue. My car got flooded
•Was towed and dried out-worked but ticked
•Brought to an oil shop to drain water-
•Oil shop never removed oil-
•Get quoted for engine replacement and motor cost-$ 3,650
•Claimed to insurance
•Apparently was in between coverage when incident occurred (no INS coverage at time of incident)-got lawyer to lawsuit oil repair shop
•Fired lawyer (got ripped-off)
•Stuck making payments on a broke vehicle
So what can I do?
I’m a young college student, single momma all on her own, no child support or government (not by choice), and well luckily I’m pretty and it pays the bills. Yet this one I haven’t been able to fix since May, I need to fix it! Just want to know if I should fix (if so how to pay for that), trade it in with bad credit, or just pray for a miracle to help me? I need a vehicle to make income, to achieve goals, to take my son to the hospital when he gets ill; I just want my ride or a ride at a rate I can afford, how can I get that to get my life back?
The car is a 2003 Chevy Malibu with 150000 miles on estimate; don’t get to see it often as it sits on my folk’s driveway. It has an upside down loan out on it, the repairs are to replace engine and motor is locked. I’m looking for a way to fix it that is cost efficient for my status or to trade it in without having to pay monthly payments that are insane for a new to me vehicle( looking for cheap payments) I need a vehicle for work purposes, childcare, and to go to school. What are some ways to fix my predictment that what I’m inquiring? I’m all alone with no help, I’m seeking advice or actual people whom can help me achieve a better outcome than what I’m dealing with. What should I do?
How can I get a car going, in desperate need of one or some advice????
I’m looking for good heart and suggestion as to how I can fix this issue, not rude comments. Please I have already enough stress, I’m seeking advice as to how to fix mine, thats all. Not nasty comments.
Reminder I’m asking about how to fix my car and the problem I’m facing. Sorry if I offended anyone by having a good self esteem and confidence I’m not willing to loose over having problems.