Help me out guys: Credit score?
I have 2 credit cards (both of them from different country). I have only one account and an ATM card from Bank of America. I ve paid one time-CASH to my car and I didnt take any credits from any bank!
I ve been living in US for 3 months now. Just because I dont have enough history, I have a bad score! How is that possible? and What do i need to do to improve it?