HELOC, home equity loans or nothing?
I refinance my arm in one year (no cash back, but in the lock with a fixed interest rate) Should I do when I get a loan to wait (to improve your home and car)? My mortgage guy said ‘no’ that I now get the credit, and only with my new get-related death. But I wanted to get a loan and paid over 10 years. If I make the link in my death. I will pay for 30 years! He said the same thing anyway. and said something about “sumantics? What is my best bet? do it now or wait.