Random Questions
  • Equifax Split Report
    Can anyone advise me on how to fix my EQ report? It appears to be split as i have no accounts that exist after I had an “identity” problem when I used their monitoring service. …
  • What can I afford?
    Hello, I am planning on buying a home this fall with a usda loan. I want to purchase a home in the 200k-225k price range in Texas where the property taxes and insurance will be …
  • Sofi mortgage experience?
    Anyone have experience with Sofi mortgages   https://www.sofi.com/mortgage-loan/     My initial research online indicates they cater to 25-40 year olds who have strong 6-figure incomes from professional degrees (medicine, finance, etc.) but may be …
  • Do I shop for a Lender?
    My mortgage scores are as follows: 643, 664, and 697.  I called my brother’s lender (2 houses with this lender) and started the process to get pre-approved.  I keep reading that shopping around is something …
  • How.to make sure a collection, public record, or other items is listed at its.best.
    I hope this makes sense but as I look at my three bureau credit report I see a lot of inconsistencies between each agency. For instance. Two might list the status as being paid but …
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  • Hello
    I finally got around to update my settings and begin to join the conversation. Los Angeles real estate is very diverse, unique, exciting, draining, rewarding, nerve-wrecking, and often cruel, but that’s what makes it. If …
  • Should OC update CO status?
    I was just curious as to whether or not the OC’s reporting on a CO should be updated after the account is settled through the CA. I was fortunate enough to get the*CA to delete …
  • I am trying to repair my credit, but the report is confusing.?
    I’ve heard that you can make agreements with some collection companies, but I can’t afford to have garnishments. Are there any credit counselors or organizations that could help me understand what I need to do …
  • I am thinking of renting out my townhouse, what is a good checklist for me to get started with this.
    If I rent my townhouse out, and I only charge what my mortgage is will I lose money since I need to claim that money on my taxes? What’s a good checklist to decide if …
  • Some progress but what should be my next step?
    I got all of my brother’s accounts that I was an authorize user removed off my credit report due to his high balances and charge offs. That*gave me 15 point boost. I have two capital …
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