Getting loan through a Mortgage Company my dad works at, fiance says she doesn’t want him knowing her info?

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I’m stuck between a rock and a hard place, and I would really appreciate some advice here.

My father works for a mortgage company. Due to the law, he can’t do my mortgage loan (understandable). However, I still want to get it through his company. One of my dad’s co-workers, who he said is great at his job and is his #1 recommendation, will be doing the loan.

Well my fiance says to me “I’m not comfortable with your father knowing how much money I make (W2) or what is in my bank account.”

I don’t know how to tell my dad this, because he is ALSO our realtor.

It’s not as if we aren’t close to our families either. Both of us have VERY tight-knit families, so it’s not as if we aren’t close, together, etc.

Obviously she has the right to her privacy, but do you think she’s being a little “untrustworthy” and over the edge by requesting my dad not see any of our information? My dad is trying to help us get a loan and a house here, not hurt us.

This is my father we’re talking about. I’m like honey, this is your future father-in-law (in 2 months), if you can trust me, you can trust him. She said the only way she will do the loan through my father’s company is if she can seal the envelope.

I understand I was a little rude to her, but honestly it hurt me to think that she didn’t trust my dad. Please tell me which one of us is being unreasonable.

  1. Reply
    January 29, 2011 at 11:59 pm

    If you are trying to do the right thing by getting a home the two of you can share, I think she’d be a bit more willing to go through with it. Ok, so let her seal the envelope if it makes her feel better, so what? Besides, why is it such a big deal anyways if the fam is as close as you say they are? Is she trying to hide something? Possibly she is just one of those my business is MY business people. I think the best bet is to talk to her tell her how you feel and how that you think this is great move foreward for BOTH of you.

  2. Reply
    A H
    January 30, 2011 at 12:42 am

    Well, i’m not sure it is a violation of your rights. You can read the Federal Fair Credit reporting act….the only provision i think applies is that someone can’t pull your credit report without your authorization. The only thing the loan agent did wrong was share info that shouldn’t have been shared.

  3. Reply
    January 30, 2011 at 1:37 am

    You might be surprise but are you sure that the banker told the realtor this info. some realtors do pull their own credit reports.

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