Get a question morgatge with bad credit before?
I had excellent credit in the past and post it on my credit report for that. But in recent years, I have no doubt in times of crisis and saw my 700 + to a sharp decline in the 548th since I paid all my expenses each. But someone told me that I had to leave outstanding and saved my money for the down payment on a house. Because it does not matter whether paid or not, it does not help your score. So confused about. I have no judgments, charge offs and that I settled on two of my personal loan. I have 3 good accounts on my file. My RV, I pay every month and have two small credit cards left .. What do you think my chances of a mortgage in the next 2 years. ? I can not leave them unpaid I feel guilty of misconduct, and I should pay it, but I feel that others must wait until it falls off and start over with my good credit rating before. A little confused.