Time to rebuild

Tips and Deals Forums Consumer Credit Improve credit Time to rebuild

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    • #256289
      inibip
      Member

      Like many others I made more than few mistakes when I got my first credit cards. I have done my seven years of punishment with charge offs, late fees, CA, ect. During those seven years I cut off all plastic and went cash only.*Probably a big mistake but something I needed to do. No it’s time to start over.*This is where I need help.*My current CR is clear. A few months ago I managed to get an America’s Tires store account with a max of $700. I did buy some tires and have since paid that balance in full.
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      I have read many people suggest I apply for a Cap1 card. Should I apply with them if they were one of the cards I had before that got me into this mess?
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      Should I apply for a CC from the CU*I bank with?
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      Should I even try my luck applying*with a premium bank?
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      Thank you for the time and help. I’ve learned a ton reading some of the old post.
      *

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