PSECU: Thanks for the changes!

Tips and Deals Forums Consumer Credit Credit Cards PSECU: Thanks for the changes!

Viewing 0 reply threads
  • Author
    Posts
    • #224830
      Anonymous
      Inactive

      Been trolling and I don’t make a lot of post, but I had to comment on the changes at PSECU!

      *

      First off, I’m from out of state and was approved for membership in April under the parks and recreation. I originally joined because I wanted my EX FICO score. My plan was also to transfer funds into the checking/savings on a monthly basis and eventually apply for a combo when I was ready. For me, this is a good savings approach, because of PSECU being out of state and limited access to the account.*

      *

      I certainly don’t mean to knock anyone, but what happen to members of this board being financially and ethically responsible *when dealing with PSECU?

      *

      Just because they will give out a 10k or 20k combo doesn’t mean that you should request it. I’m not saying that everyone can’t afford a 10k or 20k combo, but if you can’t pay for it……….then is it financially responsible to request it? Also, is it fair to other members in or out of state, if you take a less that ethical approach to attaining membership? Ultimately, who is liable if someone fails to pay?*

      *

      Also, it seems to me that a lot of people want to increase their Utilization rate by adding a big revolving account, but in doing so it doesn’t necessarily give a realistic picture of what a person can afford. To me, it seems similar to the crash of the housing market!

      *

      In my opinion, I think it’s good to see that PSECU is putting tighter controls on the membership process and limiting their liability. I’m truly sorry for those that want to get in but can’t now. It only takes one bad apple to ruin it! And I think there has been more than a few lately. Just my 2cents!*

Viewing 0 reply threads
  • You must be logged in to reply to this topic.
Register New Account
Reset Password