FHA approval with short sale history

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      I’m curious if there are lenders that will approve a FHA loan with a short sale less than 3 years old.*
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      My short sale closed in June 2009 and my reasoning for doing the short sell was that I was laid off from my job the year prior in October 2008. As a result of the short sale, there were also 30, 60, 90, and 120 day lates on the mortgage.*
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      I know there are certain situations where FHA will allow you to get a loan with a short sale 2 to 3 years old (job layoff being one of them).
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      I’ve talked to 3 lenders. 2 of them would not even spend the time on me until I’ve reached 3 years, the other lender did spend some time but came back saying that they could deal with the short sale being within 3 years, but not with the late payments.*
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      My FICO and DTI are where they need to be. The only problem is the short sale.
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      I guess my question is should I continue to try to find a lender that might be able to help me, or should I just wait until July when the 3 years is up?
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