FHA Loan – HUD 1 and Fee’s Worksheet – Am I being overcharged?

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I have received the preliminary HUD1 and Fee’s Worksheet for an FHA loan I am getting. My mortgage broker and real estate agent both said the title fee’s look high, but I was wondering if any one familiar with this area could review the following docs to see if anything looks suspicious or anything.

Fee’s Worksheet
http://screencast.com/t/n8MPMWYaMC (top)
http://screencast.com/t/0mdPrinEu (bottom)

HUD 1
http://screencast.com/t/FujiIfqJ4f (page 1)
http://screencast.com/t/19sUsNmTV (page 2)

Thanks so much!
Loan is for Florida. You should be able to see images if you go to those 4 links I put. Thanks.
You should be able to open these (I think you may have been copying the part in parentheses)

Fee’s Worksheet
http://screencast.com/t/n8MPMWYaMC
http://screencast.com/t/0mdPrinEu

HUD 1
http://screencast.com/t/FujiIfqJ4f
http://screencast.com/t/19sUsNmTV

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2 Comments
  1. Reply
    Beverly S
    May 19, 2011 at 3:07 am

    I can’t open them but call another mortgage company & ask them what the title fees would be for your loan amount. Also, you might want to state where you live if you want answers from people in the area. In my area title fees are standard based on the loan amount, but the attorney fees can vary by title company.

  2. Reply
    Lisa L
    May 19, 2011 at 4:05 am

    I can’t open either.

    The Loan Officer should know what the attorney or title company charges to close a loan. If he thinks they look too high he should be calling them. The LO should also know what title insurance costs for lender’s ins & owner’s ins. These are fees he is bound to & now (since 1-1-10) has only a 10% aggregate tolerance. That means if certain fees are 10% more than what he disclosed, he has to pay the overage. Look at the third page of the HUD1, almost half way down. This is where it is shown.

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