except on a mortgage note clearly if a loan is considered non-recourse or recourse?
I bought a house 4 years ago and am now struggling to pay my mortgage. I have a first and second TD, the first was originally funded as a rate / term refinancing, and second, an equity loan with Wells Fargo, has been used to partially cash out. I have to check the lock option, if the lender is not willing to change the terms, but I’m not sure if one of the first two or lienholder may all of my other assets, including my wife has property free and clear to track who has been gifted by his grandmother, a decent size 401K (100,000), or perhaps even the garnishment of my wages. Credit and tax issues aside, this is a way of trying to repay creditors or the court will exclude rather protect myself? BTW this is my home residence. I am also trying to figure out where to sign the note or deed of trust me, if the privileges are regarded as states without recourse or appeal, but can not find the verbiage accompanying