Does anyone know of a reputable Mortgage loan modification company ?

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I am seeking a loan mod company to help us save our home. Its been a rough year and its past me now but mortgage company wants unaffordable payments up front. I can pay them the regular amount but they want to much up front that I cant afford so I just would like to hire a good company that can help with this I checked with one but they want 3,000 dollars. If I had that much money laying around I wouldnt be in this situation but am willing to pay if someone thinks it can help me. I hired one but all they did was get my personal info and 200.00 down and never heard from them again. Please I ask you dont send me mean or nasty e mail as times have been hard enough and just recovering. Thanks

  1. Reply
    April 30, 2011 at 12:51 am

    ignore them; they will just take $ .
    call your bank directly–the lender of your loan. DO NOT negotiate
    with anyone who does not have your loan.

    offer to sue the $ 200 COMPANY.

  2. Reply
    April 30, 2011 at 1:00 am

    You can handle this yourself. Call your mortgage company and ask for a Moditication Package. They will mail it to you, there is nothing a company can do that you can not do yourself. Expect to have to provide a lot of documentation, as you need to prove you need a modification in the first place.

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