Does anyone know how a self-employed small business owner can get a home mortgage loan? Is this even possible?

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I am looking into purchasing a home, but being a small business owner for less than 2 years has made it impossible. Are there any loans out there for small business owners? Please help…….

  1. Reply
    February 8, 2011 at 7:09 pm

    Once you have 2 years you will not have any problem. You are not treated any differently then someone in the job sector, they have to have 2 years also.

  2. Reply
    February 8, 2011 at 7:13 pm

    You probably need to wait for 2 years of business to be able to qualify UNLESS you’re married and spouse has income also.

  3. Reply
    February 8, 2011 at 7:47 pm

    You should contact a reputable mortgage broker who can tell you your options and how they can assemble a loan application. A mortgage broker can contact MANY lending institutions to see what their lending criteria is and can shop your loan accordingly. Don’t pay any fees upfront except perhaps to pull your credit report.
    If you have a large down-payment like 20% or above, it may be much easier for you to get a loan.

  4. Reply
    February 8, 2011 at 8:04 pm


    Best simple advice I can give you is find a GOOD mortgage broker. Do not waste your time or credit score by using places like lending tree, more inquiries lower score.

    If you don’t know who to use, try a local real estate investment association. The National REIA web site is you can find local clubs there.

  5. Reply
    February 8, 2011 at 8:50 pm

    Hello,my name is stacy ann.
    I saw your question I have decided to help people out due to the fact that I myself have been scammed three times by three lenders in my search for a loan but at last I got a reliable lender. That gave me the loan ($ 56,000 USD) that I was in dire need off. Hence I decided that I will refer anybody I come across to this God sent lender he is reliable and his terms are fair also is a registered loan company. You can reach him via his email address:, Please tell him that Pastor Mrs. Sonia smith from New York. USA. I have search for a legit lender until I got him and I decided to help my fellow humans with this because there are a lot of fake lenders out there and I do not want any body to fall a prey to those hoodlums out there please reach him and tell him that I referred you to him.

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