Current Mortgage Rates?

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Anyone know where to find current interest rates for 80/20 Loans besides Amerisave? Anyone know how the market is right now for 80/20 loans with excellent credit and all criteria met (DTI ratio’s). Looking to apply for a mortgage in 6 weeks and just wondering where it’s at.


Also, don’t want to try any websites that require a social security number, as I’m trying to avoid having anything hit my credit report.


  1. Reply
    Janet P
    May 15, 2011 at 3:04 am

    Don’t give Marty, the Premier Loan Shark any information. he is running a scam. Yahoo keeps booting him, but he just signed up again.

    The rates vary on differant factors. Talk to a LOCAL mortgage broker (your real estate agent should know a good one) to get the picture for yourself. When you are ready they can provide you quotes from various banks from just one hit on your credit.

    If you can make a down payment yourself it would help a LOT. With real estate values dropping it is getting harder to geta 100% loan, as it may end up being more tehn the property is really worth.

  2. Reply
    Arturo S
    May 15, 2011 at 3:46 am

    The best way is to open up your yellow pages, go to the mortgage section and call 4 or 5 of them, schedule a 30 min meeting, so maybe you can wrap it up in a day. You will sense who is looking for YOUR best interest, not the “we have closed billions of dollars in loans” BS line. Negotiate thier costs and commission up front, always up front.

    You may get cheap rate and costs with long delays and bad service or nice service with high rates and cost, and maybe just maybe, you get nice rates, reasonable cost and great service.

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