Credit Repair Help…?

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Hi, I had many credit cards, medical bills, and utility bills opened in my name and social security number. After these thieves opened the accounts and got what they wanted, they started sending the bills to me! My once good credit is now in shambles. I have filled police reports, called the companies, and contacted the credit bureaus to dispute the items as fraud. BUT, I keep getting the bills, and the credit bureaus are saying that these are “validated” as mine!!! I just want them off my credit report. I have sent out police reports, I have sent all the information that everyone has asked for, and no one is taking anything off my credit report. Please help me, the credit bureaus will no longer let me dispute any of these false items and I’m getting desperate. Thanks

  1. Reply
    July 1, 2011 at 5:08 pm

    I feel bad for you, if I was you I would get a credit attorney. Good luck.

  2. Reply
    July 1, 2011 at 5:16 pm

    I would check locally for someone, a lawyer or credit help business. to help with this. Do not go to the TV advertisers, they are not all reputable.

  3. Reply
    July 1, 2011 at 5:33 pm

    Try contacting a consumer advocate: or your state attorney general for assistance.

    Have you sent certified, return receipt letters to the creditors requesting validate of the debt to include copies of contracts and other documents that prove you owe the debt. Indicate that you are a victim of ID theft and attach a copy of the police report. Give them 30 days.

    You will have to prove that you did not sign those contracts and get the services.

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