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Random Questions
  • Good news FINALLY! TAX LIEN
    I just called to see if they had received my final payment for an old tax lien and they did. The agent informed me that she had just sent off the letter of release/withdrawl! Sooooo …
  • I ask for Prayers and Good Vibe to Close on New Mortgage
    It has been a whirlwind, and not a great process. Not on my LO or New Mortgage Co, but on the sale of my current home. Put on market, off market on one day. Cash …
  • Student loan reported
    Okay, so if or the past 3 months I’ve been working on PFD collections accounts –I’ve removed over 10 account and have just one collection left on each account. So, now I’m moving on to …
  • Self Employed – Building Personal Credit History
    I’m 33 years old and have zero debt.I’m self-employed and last year I showed $ 16K in net profits.For 2015, I should show $ 50k in net profits at least. I have no credit history …
  • Rotating cards, maximizing FICO while maximizing CLI’s?
    So I’ve read a bunch of threads on here that give advice on rotating credit card use, advice on how to maximize FICO scores with credit card use and advice on how to maximize CLI’s …
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Random Topics
  • How do you start your own business?
    I want to open an occult bookstore but I have no previous experience and I would like to know how to get started.
  • Chase- JCM not AU!
    The saga continues. My mother just called Chase to have me added as an AU. Apparently with Chase, AU’s aren’t reported to the CRA. You have to request to add a*Joint Card Member. They*then send …
  • Charged off checking account issue
    Today I tried to open a checking account with my gf and was not able to due to a charged off checking account which was charged off over 2 years ago. The bank and the …
  • Economists please tell me why this would not have worked.?
    If the the government took the bailout money and set up an organization to distribute the money not to the corporations but allowed people with past bad credit (no current or new debts) to have …
  • Removing AU on CC – Time until it hits CR?
    I recently requested the removal of an AU from a USAA mastercard (about 10 days ago), and have since pulled a both a EQ and TU power score for the individual and noticed the TL …
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