Can we continue with our mortgage company to hell, they are us.?

Deal Score0

Our mortgage company wants to arm our mortgage to a fixed mortgage again. They foreclosed on us trying sheriff sale of our home several times. We were in bankruptcy. We told the court why they foreclosed on us but when they sent the papers for something else that was Forclosure for unpaid interest of approximately 1 yr.prior summer. We will be able to show the unpaid interest is not true when we have our bank and telephone records. They even tried to fund a loan for the loan to us by cutting $ 30 ooo.oo at a fixed rate, but it was inlawful sell the house at the same they foreclosed on. Now they are ready to $ 70,000.00 at low fixed price again when we want. This should fix our credit. I know it sounds ungrateful of us. But hell, they have us and our children through and tried to find apartments in our area, not to change schools, unable to even buy a used car or buy fuel for our oven at home, my grip on the patent children’s sports and music.

  1. Reply
    May 15, 2011 at 12:09 am

    You can sue anyone. Whether you’ll prevail is another question. The reality is that they’ve got more lawyers than you do.

  2. Reply
    May 15, 2011 at 1:04 am

    This all stemed from the simple fact that you did not pay your bills. It’s real simple. Take some personal responsibility! You can file a suit against whomever you like but it will be laughed out of court.


  3. Reply
    Mary B
    May 15, 2011 at 1:23 am

    Sorry, you picked the mortgage company and you should have looked over the terms of your loan carefully….you don’t get to sue because you picked a bad plan.

    There are alot of exaggerations in your story, which makes me question the validity of any of it.

    My advice to you is to take the deal and realize that you can’t afford to look a gift horse in the mouth. If you have filed for bankruptcy and then get a foreclosure it will be 10 YEARS before you can get another mortgage…b/c that will be TWO major financial life events on your credit, and you would be lucky if you could finance a stick of gum.

    PS: If your children knew of your poor financial situation, that is YOUR fault, not the mortgage company. No responsible parent allows their children to know that they couldl end up homeless…if you did that to your kids, SHAME ON YOU!

  4. Reply
    May 15, 2011 at 2:19 am

    You should be thankful they are trying to do anything to keep you in the home.

    You can sue, but whether you will prevail is a different issue.

    BTW, no matter what the lender does, the bankruptcy will trash your credit for 7 – 10 years.

    My advice: Take the offer and don’t bother suing. Your chance of prevailing in the situation you describe is about as good as you hitting the Power Ball.

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