Can someone tell me step by step how VA mortgage?

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My fiance is a soldier, and his second tour in Iraq. We did not buy their first home. I want to know the steps to get a VA mortgage maja.Minu our second question is, if the VA does not lend money, they just guarantee it, we must find our own mortgage company to work for them ?

  1. Reply
    saeed q
    January 21, 2011 at 4:39 pm

    Below is the link to the VA Government website, it answers a lot of questions that you may have accurately and you can get it all in one shot. Browse the site it has all the info you would need.
    Pre-Loan Frequently Asked Questions
    General questions about VA loans that may arise BEFORE you get one

    Also you do have to select a bank or mortgage broker yourself. Make sure to shop around in your own locale area for the loan. Good Luck!

    Make sure to price out your loan with your LOCAL banks and mortgage brokers only.
    A lot people giving advice on here are also looking to give you a loan (its not advice, its advertising), if they are not local to you and you can’t get to them within 1 hour don’t fall for it. They say they are licensed in all 50 states, what does that mean? Which state do you have to look in first if something goes wrong? KEEP IT LOCAL; DON’T GET RIPPED-OFF BY SOMEONE IN WHO KNOWS WHERE.

    Remember Buddha’s advice:
    “Believe nothing, no matter where you read it or who has said it, not even if I have said it, unless it agrees with your own reason and your own common sense.” You are the only “expert” you can trust: All brokers, and every other loan officer guru giving advice here with a .com or contact me at the end is “selling” you something (its not advice, its advertising). Don’t buy “it.”

  2. Reply
    January 21, 2011 at 5:29 pm

    it’s alot simpler than you think. I agree with the first person answering your question about looking up that web-site and doing a little reading….and also, BUYER BEWARE!!!!! Go to your local banks….if you’re buying in a large city with smaller cities nearby, sometimes those smaller city banks work harder and give better deals. Go from bank to bank. Good ones are quite helpful and do almost ALL the work for you. Be sure you feel ABSOLUTELY comfortable and have a good rapport with who you deal with. Good luck!! Be smart and assertive AND in control!!! It’s YOUR money and YOUR life!

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