can someone explain and give examples of pure risk and speculative insurance?

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    mbrcatz
    December 13, 2012 at 4:03 pm

    Pure risk, is two sided – it’s something that only EVER has a downside – no upside, AND, it’s completely out of your control.

    Like an earthquake hitting your house, in California. Pure risk.

    Speculative risk, is something that potentially has an upside – like when you buy stock, in the stock market. Might go up, might go down.

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