Can I still use a debt consolidation company even if I’m getting calls from collection agencies??

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4 Comments
  1. Reply
    Tee
    November 10, 2011 at 1:02 pm

    Yes. I would recommend shopping around for a good solid consumer credit agency. They will take all your credit cards and talk with the companies to lower the rates. They will set up a repayment schedule and you will pay them, instead of the credit cards. And, you’ll receive no more calls.

  2. Reply
    miranywho
    November 10, 2011 at 1:45 pm

    There are many companies who specialize in helping people consolidate debt whenever they have collections on their credit record.

    I would look in your yellow pages for the closest Consumer Credit Counseling Services office (CCCS.) If I’m not mistaken, this is a non-profit organization which helps people get on their feet after credit issues.

    You might try them out online too. Good luck!

  3. Reply
    Reality check
    November 10, 2011 at 2:03 pm

    Yes you can. They will work something out with everyone you are dealing with.

  4. Reply
    a58392
    November 10, 2011 at 2:53 pm

    By using services from a debt relief organization you will stop receiving phone calls asking you for money. You will pay a fixed rate amount every month which will never go up. You won’t be dealing with your creditors any more. The “debt relief people” will be paying your bills for you, and your credit card company is out.
    You then pay the debt relief company.
    lots more here:
    http://finance.ebookorama.com
    http://credit.ebookorama.com
    http://credit-repair.ebookorama.com
    http://credit-cards.ebookorama.com
    good luck!

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