Can I refinance?
Can I refinance my mortgage after 6 months?
I have two loans.no prepay penalty.
One loan is 6.65 fixed for 30 years
and the other loan is 8.59 for 15 years (with a ballon payment of 54,000 at the end).
I am just trying to get rid of the second loan. i bought the house for 370,000 and i was apraised at 440,000 4 months ago?