Can I refinance my mortgage without listing my spouses income?
I bought my current townhome before I got married. We are now looking into moving to a bigger home, but I’m the only person listed on my mortgage. I also have one of those bad loans where I’m upside down, so it’s a problem if I sell right now. Can I refinance this existing loan without including my spouse on it? And in that case he would have to get a house in his name alone, since I’m already on this mortgage. I’m at a loss cause I don’t know what to do, it feels so complicated.