Can I buy a home? Help! I’m clueless.?

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Will I be approved for a mortgage if my only debts are my student loans (total 45,000)? I was told that student loans are good debts.. How does this work? My credit is decent otherwise. I earn about 65,000 a year.

Single woman in my late 20s

5 Comments
  1. Reply
    icebreaker196
    May 2, 2011 at 2:13 am

    As long as you payments have been on time you should be fine. One thing that will matter is job stability. Have you worked for one company for 5 years or 5 companies in 5 years.

    Student loans are great because they are huge amounts with little %. Also they are seen as a good thing because it is money spent on better things. Loans on House, College, Investments, Businesses are viewed good. Loans on cars, credit cards, jet ski’s, etc. are considered bad since they are personal things.

  2. Reply
    WFR
    May 2, 2011 at 2:24 am

    This is the best guide out there for explaining the process. Look at it and save a copy.
    http://wefixrates.com/Home_Loans_101.htm

  3. Reply
    Shem
    May 2, 2011 at 2:27 am

    might as well check out this special offer. they will give a free home analysis and will reimburse your Appraisal Fee should you close your loan with them at the time of closing.

  4. Reply
    Dr Robert P
    May 2, 2011 at 3:11 am

    Holle lovely family.

    I am Dr Robert Parker a financial manager and i grant debt consolidation loans,business loans,private loans,home refinancing loans and so much more at a low interest rate.My loan process are collateral free and repayment can be made either monthly or yearly.If you wish to obtain a loan from me,you can contact me via e-mail robertparkerloaninvestment@yahoo.co.uk

    Await your respond.

  5. Reply
    Jennifer
    May 2, 2011 at 3:45 am

    Hi,

    I used “Credit Solution” to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It’s legitimate.I came across this company on NBC News.Check it out here:
    http://301url.com/chs

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