Can anyone tell me what kind of Mortgage loan this is?

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The property in question is appraised for $ 210,000 now the owner wants to sell the property as is for $ 125,000.But I also want $ 40,000 out of the property for both repairs and to put cash in my pocket at closing. so the total loan amount with be $ 125,000 + $ 40,000 = $ 165,000 what type of loan is that called???

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