Can anyone recommend a mortgage company that will refinance my house?

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I don’t want a company that charges high fees and is reputable. The loan amount I need to refinance is about 55k, the house is worth 170k. My credit is excellent and the house is my primary residence and I live in Georgia.

  1. Reply
    February 10, 2011 at 12:38 pm

    Stay away from internet lenders. Go to a local lender, ask about the entire package, not just the interest rate. Some lenders give you a great rate, only to charge tremendous closing cost fees.

  2. Reply
    February 10, 2011 at 12:39 pm

    Talk to your current mortgage company. They would be able to do a re-fi and you may have lower fees. My mortgage company does not charge the 1% origination fee if you re-fi with them.

  3. Reply
    February 10, 2011 at 12:42 pm

    So talk to your current lender first. Every other lender will require a complete costing with all the fees. You current company has all your paperwork such as title search, tax records, income records and refinancing with them will be much cheaper

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