best mortage loan lender right now?

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Who has applied and received a low rate with low closing costs on a fixed 30 year mortgage loan? Anyone know whos got the best rates?

4 Comments
  1. Reply
    Suzy
    May 15, 2011 at 2:16 am

    I got a great rate and professional service from Guardian Loan. I did everything over the phone/computer and they sent someone to my home to sign and notarize the papers.

  2. Reply
    diesel6999999
    May 15, 2011 at 2:50 am

    At this point in time, go with a national lender, with small mortgage brokers having a difficult time right now, it would serve you well to find a well established co. If you have good credit, and a down pmt. you will find them very receptive right now! Good Luck!

  3. Reply
    fren c
    May 15, 2011 at 3:04 am

    i went to directlendingplanet.com
    they gave me the best rate 1% better than the best offer i got. there fees where also the lowest! they dont raise the rate to collect a rebate from the bank as i have been told.
    they saved me over 90k in added interest over my best offer!
    they do loans in most of the country! they also took calls from me on the weekends and at night when my husband was home!

    they get my vote! i have sent 3 people to them and they all where very happy!

  4. Reply
    Chris
    May 15, 2011 at 3:26 am

    It depends on your personal situation. In this current mortgage market, there are no more “cookie cutter” answers: each loan quote has to be taylored to a specific borrower.

    I’m a broker and I’ve had great success placing my clients with a few different lender based on their situations: SunTrust has been one of the best all around, but for the people who don’t qualify for them (or are in a state where SunTrust won’t lend based on the broker’s license), there are a ton of other lenders who have killer fixed programs.

    Talk to your friends and family and see who they used for their mortgage: find someone you can trust and talk to them. A good broker will contact a lot of lenders and present the best deals in the market to you.

    Good luck!

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