Are there closing costs if you don’t get a mortgage?

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If you are buying a house out of pocket with no mortgage or loan, are there still closing costs?

2 Comments
  1. Reply
    Steve D
    May 16, 2011 at 3:13 am

    Yes..recordation fees, transfer fees, lawyer fees to close. What you won’t pay are loan origination fees, appraisal fees (unless you want an appraisal), title insurance fees (although you would be best served to get title insurance for yourself).

  2. Reply
    My Take on It
    May 16, 2011 at 3:22 am

    Yes

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