Applying for a mortgage… my credit history?
I’m a little nervous about applying for a mortgage with my future husband. He has an impecable credit history… no debts, lots of savings, no car loans / student loans…
on my side
I have $ 8K car loan
36K student loans
and about $ 3500 in Credit Card Debt (2K on one card and 1.5 on another) – wedding expenses
My credit score is 732
Will my $ 3500 debt impact our rate?? I am trying to pay it off in full.
Any advice please ;( Thanks!
I had one credit card I paid late about 7-8 years ago when I was young and stupid. Ever since then, my pay back has been impecable